This case study describes the history and business model of the Rural and Community Bank (RCB) network in Ghana, analyzes its performance, identifies key issues, and makes recommendations on the way forward. The study analyzes the service delivery and financial performance of the RCBs. Before the establishment of RCBs in the late 1970s and the subsequent expansion of other service providers into rural areas, access to institutional credit for farm and nonfarm activities was scarce. The main sources of credit were moneylenders and traders that charged very high interest rates.
Although Sub-Saharan Africa has some of the worst nutrition indicators in the world, nutrition remains a low priority on the policy agendas of many African governments. This despite the fact that proven interventions are known and available and that investment in them is considered a cost-effective strategy for poverty reduction. This case study is one in a series seeking to understand (1) what keeps African governments from committing fully to reducing malnutrition, and (2) what is required for full commitment.
This report highlights the great potential of the agribusiness sector in Africa by drawing on experience in Africa as well as other regions. The evidence demonstrates that good policies, a conducive business environment, and strategic support from governments can help agribusiness reach its potential. Africa is now at a crossroads, from which it can take concrete steps to realize its potential or continue to lose competitiveness, missing a major opportunity for increased growth, employment, and food security. The report pursues several lines of analysis.
This booklet contains fifteen short stories told by field staff of the 2SCALE project about their personal experiences on how their work impacted a particular person or group. The booklet results from a regional review and capitalisation workshop that was organised in Benin in March 2017 within the framework of the 2SCALE programme. 2SCALE (Towards Sustainable Clusters in Agribusiness through Learning in Entrepreneurship) is a major agribusiness incubator programme implemented since 2012, and is aimed at promoting inclusive agribusiness partnerships in nine African countries.
Este libro, originalmente un documento de trabajo económico y sectorial del Banco Mundial, se inició como resultado de un taller internacional,“Desarrollo de sistemas de investigación para el apoyo a un cambiante sector agrícola”, que fue organizado por el Departamento de Agricultura y Desarrollo Rural del Banco Mundial en junio de 2004 en Washington, DC.
This study considers what lessons might be learned from the cassava value chain in the context of CTA’s interest in the potentials of: digital financial services for agriculture, such as mobile payments for farmers’ products; other payment streams for financial inclusion of farmer; index based insurance services; digital services to support access to loans and credits. This research provides a comprehensive market study of cash usage behavioural practices and financial literacy among cassava farmers in Ghana and Nigeria.
This study aims at exploring scaling up factors that determine the successful up scaling or otherwise of agriculture innovations in Ghana. This is done through a case study approach by analysing selected agricultural innovations to determine the strategies used to scale up as well as factors that account for successes or failures of the scaling up.
Despite the positive attributions ascribed to Digital Platforms (DPs), empirical studies that explore the role of DPs in smallholder credit access are lacking, particularly that which takes into account the dynamics of trust in complex actor interactions in the value chain. Consequently, it remains unclear whether, and how DPs influence trust and actor cooperation in value chain financing of maize production in Ghana.
Literature is scanty on how public agricultural investments can help reducing the impact of future challenges such as climate change and population pressure on national economies. The objective of this study is to assess the medium and long-term effects of alternative agricultural research and development investment scenarios on male and female employment in 14 African countries. The authors first estimate the effects of agricultural investment scenarios on the overall GDP growth of a given country using partial and general equilibrium models.
The paper explores the strength of social networks in the agricultural innovation systems (AISs) in Ghana and the effect of AISs on adoption of improved farm technology. The paper uses social network analysis (SNA) tools to identify, map and analyze the AISs and the two-stage Heckman selection model. Combining qualitative and quantitative methods allows testing the differential effects of social networks on technology adoption in the Ghananian Plantain Sector