This chapter analyses the access to and adequacy of formal sources in meeting the credit needs, particularly agricultural credit needs, of small farmers in India with the help of banking data, and data on the borrowing profiles of these households collected through the village surveys of the Project on Agrarian Relations in India (PARI).Three major institutions provide formal credit in the rural areas of India today: commercial banks, regional rural banks (RRBs), and credit cooperatives.
This chapter examines processes to inform decision making and manage innovation at four generally defined levels of the innovation system for agriculture; policy, investment, organization, and intervention and also identifies methods relevant at each level for assessing, prioritizing, monitoring, and evaluating innovation processes so that practitioners have the information needed for decision making and for managing limited resources effectively.
This book chapter reviews the literature on agricultural innovation, with the threefold goal of (1) sketching the evolution of systemic approaches to agricultural innovation and unravelling the different interpretations; (2) assessing key factors for innovation system performance and demonstrating the use of system thinking in the facilitation of processes of agricultural innovation by means of innovation brokers and reflexive process monitoring; and (3) formulating an agenda for future research.