This paper discusses a methodology to model precipitation indices and premium prices for index-based drought insurance for smallholders. Spatial basis risk, which is borne by the insured, is a problem, especially in variable topography. Also, site-specific drought risk needs to be estimated accurately in order to offer effective insurance cover and ensure financial sustainability of the insurance scheme. We explore farmers' perceptions on drought and spatial climate variability and draw conclusions concerning basis risk with regards to the proposed methodology.
Traditional approaches to innovation systems policymaking and governance often focus exclusively on the central provision of services, regulations, fiscal measures, and subsidies.
Les populations africaines font partie des plus vulnérables face au changement climatique, du fait de leurs situations géographiques et économiques. Dans certaines régions du continent, où la variabilité climatique actuelle limite déjà la production agricole, le changement climatique pourrait l’inhiber complètement en l’absence de mesures pour adapter les systèmes agraires existants aux nouveaux contextes. Les paysans, qui représentent 70 à 80 % des agriculteurs en Afrique, seront très certainement les plus vulnérables face au changement climatique.
The frequency of natural disasters, especially storms and floods, has been increasing globally over the last several decades. Developing countries are especially vulnerable to such disasters but are often the least capable of coping with the associated impacts because of their limited adaptive capacity. Despite the increased interest in strengthening institutional capacity, it remains a challenge for many developing countries. Institutional capacity for disaster management and risk reduction can be built through various mechanisms.