This case study describes the history and business model of the Rural and Community Bank (RCB) network in Ghana, analyzes its performance, identifies key issues, and makes recommendations on the way forward. The study analyzes the service delivery and financial performance of the RCBs. Before the establishment of RCBs in the late 1970s and the subsequent expansion of other service providers into rural areas, access to institutional credit for farm and nonfarm activities was scarce. The main sources of credit were moneylenders and traders that charged very high interest rates.
Para revertir la situación de inseguridad alimentaria, el sector agropecuario cubano requiere de inversiones en infraestructuras y de cambios en la gestión e innovaciones que se adapten a las condiciones económicas, ecológicas, sociales y culturales de cada territorio. Ello implica una mejora de las condiciones en los ecosistemas a partir de la generación colectiva de alternativas con base en el intercambio, el apoyo en las alianzas y las experiencias entre los diferentes actores.