This study considers what lessons might be learned from the cassava value chain in the context of CTA’s interest in the potentials of: digital financial services for agriculture, such as mobile payments for farmers’ products; other payment streams for financial inclusion of farmer; index based insurance services; digital services to support access to loans and credits. This research provides a comprehensive market study of cash usage behavioural practices and financial literacy among cassava farmers in Ghana and Nigeria.
Research and analysis of agricultural innovation processes and policies over the last 20 years has made a major contribution to scholarship on and the understanding of the nature of innovation. To an important, but much lesser degree this has also led to re-framing practice at the research-innovation interface. Innovation studies (for want of a better word), like many branches of science, finds that it needs to deliver solutions across the full spectrum of discovery (concepts and theories) to application in both policy and practice domains.
This paper briefly reviews three conceptual frameworks: namely, the national agricultural research system (NARS), the agricultural knowledge and information system (AKIS) and the agricultural innovation system (AIS) concepts. Next, the paper reviews the definition of ‘innovation’ and proposes that agricultural innovation can occur at four different but interlinked domains.