The rural space is home to 53 percent of Nigeria's population and more than 70 percent of its poor. While it is well understood in Nigeria that financial exclusion of the rural population stunts development, still fewer than 2 percent of rural households have access to any sort of institutional finance.

Lesotho is one of the poorest countries in Southern Africa, and has one of the highest income inequality in the world. Home to about 2 million people, Lesotho is surrounded by South Africa, the second largest and most industrialized economy in Africa. Lesotho generates income mainly by exporting textiles, water, and diamonds, and is a member of the Southern African Customs Union (SACU), the Southern African Development Community (SADC), and the Common Monetary Area (CMA). The national currency, the loti, is pegged to the South African rand.

This report contains powerful stories, supported by data, of how World Bank Group projects have affected and transformed lives across East Asia and Pacific. There are also photographs that put a face on development statistics. The East Asia and Pacific region is home to more than two billion people. They live in more than 20 different countries; they speak more than 3,000 languages; they are farmers and fishermen, business men and women, students, workers, nomadic herders, all showing that a little can go a long way.