This case study describes the history and business model of the Rural and Community Bank (RCB) network in Ghana, analyzes its performance, identifies key issues, and makes recommendations on the way forward. The study analyzes the service delivery and financial performance of the RCBs. Before the establishment of RCBs in the late 1970s and the subsequent expansion of other service providers into rural areas, access to institutional credit for farm and nonfarm activities was scarce. The main sources of credit were moneylenders and traders that charged very high interest rates.

The Africa Leadership Training and Capacity Building Program (Africa Lead), aims to support the capacity building program of the US Government’s Feed the Future Initiative, which aligns U.S. Government development assistance with Africa-owned agriculture development plans that are, in turn, aligned with the African Union’s Comprehensive Africa Agriculture Development Program

The Africa Leadership Training and Capacity Building Program (Africa Lead), aims to support the capacity building program of the US Government’s Feed the Future Initiative, which aligns US Government assistance with Africa-owned agriculture development plans that are, in turn, aligned with the African Union’s Comprehensive Africa Agriculture Development Program. 

The Africa Leadership Training and Capacity Building Program (Africa Lead), aims to support the capacity building program of the US Government’s Feed the Future Initiative, which aligns US Government development assistance with Africa-owned agriculture development plans that are, in turn, aligned with the African Union’s Comprehensive Africa Agriculture Development Program. 

The Africa Leadership Training and Capacity Building Program (Africa Lead) aims to support the capacity building program of the US Government’s Feed the Future Initiative, which aligns US Government development assistance with Africa-owned agriculture development plans that are, in turn, aligned with the African Union’s Comprehensive Africa Agriculture Development Program. 

The Africa Leadership Training and Capacity Building Program (Africa Lead), aims to support the capacity building program of the US Government’s Feed the Future Initiative, which aligns US Government assistance with Africa-owned agriculture development plans that are, in turn, aligned with the African Union’s Comprehensive Africa Agriculture Development Program (CAADP). 

Africa Lead, the Africa Leadership Training and Capacity Building Program, provides leadership training, capacity assessments, logistical support for training and innovative short courses and internships/twinning arrangements prioritized in consultation with missions and partner countries and institutions, and a database of training offerings on the continent that can be matched to the leadership training and capacity building needs.

The Africa Leadership Training and Capacity Building Program (Africa Lead) aims to support the capacity building program of the US Government’s Feed the Future Initiative, which aligns U.S. Government development assistance with Africa-owned agriculture development plans that are, in turn, aligned with the African Union’s Comprehensive Africa Agriculture Development Program. 

The Africa Leadership Training and Capacity Building Program (Africa Lead), aims to support the capacity building program of the US Government’s Feed the Future Initiative, which aligns U.S. Government development assistance with Africa-owned agriculture development plans that are, in turn, aligned with the African Union’s Comprehensive Africa Agriculture Development Program.