This chapter analyses the access to and adequacy of formal sources in meeting the credit needs, particularly agricultural credit needs, of small farmers in India with the help of banking data, and data on the borrowing profiles of these households collected through the village surveys of the Project on Agrarian Relations in India (PARI).Three major institutions provide formal credit in the rural areas of India today: commercial banks, regional rural banks (RRBs), and credit cooperatives. Commercial banks and RRBs – primarily sponsored by public sector commercial banks – together control about three-fourths of total agricultural credit.3 Despite being a late entrant into the field of rural credit, the contribution of commercial banks, after nationalisation, to shaping the history of development of rural and agricultural credit in India has been overwhelming. In course of time they have overtaken credit cooperatives, the oldest serving institution of rural credit, except in a few States where cooperatives continue to predominate even today
This paper, presented at "Food 360°: International Conference-cum-Exhibition on Agribusiness and Food Processing, November 05-06, 2012, Hotel Taj Krishna, Hyderabad", focuses on Indian agriculture, which remains the most important sector for India. However, despite its importance, various indicators from the sector show that...
El presente documento presenta un marco conceptual para los términos agricultura familiar e inclusión, hace una caracterización de la agricultura familiar y los problemas relativos a la exclusión en las áreas rurales, y analiza la institucionalidad creada para responder a...
Pendant des décennies, la faiblesse des investissements publics dans l’agriculture a laissé les agriculteurs extrêmement vulnérables face à l’instabilité des prix, aux crises climatiques et économiques, et sans moyen pour sortir de la pauvreté. Les bailleurs de fonds et les...
This is a chapter of the book Innovation Platforms for Agricultural Development edited by Iddo Dror, Jean-Joseph Cadilhon, Marc Schut, Michael Misiko and Shreya Maheshwari. The chapter introduces the background of MilkIT innovation platform (IP), how to ground IPs, constraints, achievements and solutions...
This paper synthesizes Component 2 of the Regoverning Markets Programme. It is based on 38 empirical case studies where small-scale farmers and businesses connected successfully to dynamic markets, doing business with agri-processors and supermarkets. The studies aimed to derive models,...