This chapter analyses the access to and adequacy of formal sources in meeting the credit needs, particularly agricultural credit needs, of small farmers in India with the help of banking data, and data on the borrowing profiles of these households collected through the village surveys of the Project on Agrarian Relations in India (PARI).Three major institutions provide formal credit in the rural areas of India today: commercial banks, regional rural banks (RRBs), and credit cooperatives. Commercial banks and RRBs – primarily sponsored by public sector commercial banks – together control about three-fourths of total agricultural credit.3 Despite being a late entrant into the field of rural credit, the contribution of commercial banks, after nationalisation, to shaping the history of development of rural and agricultural credit in India has been overwhelming. In course of time they have overtaken credit cooperatives, the oldest serving institution of rural credit, except in a few States where cooperatives continue to predominate even today
Developing competitive agro-industries is crucial for generating employment and income opportunities. It also contributes to enhancing the quality of, and the demand for, farm products. Agro-industries have the potential to provide employment for the rural population not only in farming,...
El presente documento presenta un marco conceptual para los términos agricultura familiar e inclusión, hace una caracterización de la agricultura familiar y los problemas relativos a la exclusión en las áreas rurales, y analiza la institucionalidad creada para responder a...
Pendant des décennies, la faiblesse des investissements publics dans l’agriculture a laissé les agriculteurs extrêmement vulnérables face à l’instabilité des prix, aux crises climatiques et économiques, et sans moyen pour sortir de la pauvreté. Les bailleurs de fonds et les...
Este documento tiene por objetivo principal presentar un marco conceptual orientador del proyecto a las Representaciones y otras instancias del IICA, así como a las instituciones contraparte nacionales y subnacionales, las organizaciones sociales y económicas, las instancias territoriales de articulación...
This is a chapter of the book Innovation Platforms for Agricultural Development edited by Iddo Dror, Jean-Joseph Cadilhon, Marc Schut, Michael Misiko and Shreya Maheshwari. The chapter introduces the background of MilkIT innovation platform (IP), how to ground IPs, constraints, achievements and solutions...